One system for cash flow,
forecasting, and action.
Neptune cuts through the noise and shows you the one thing that needs your attention — then gives you a structured, reviewable way to act on it.
One headline, not a wall of widgets
The moment you log in, Neptune surfaces the single most urgent thing — a cash shortfall, an overdue invoice, a payroll risk — before anything else renders.
90-day cash flow forecasting
Actual balance, trailing 30 days, projected 90 days out. The forecast sits at the top of your dashboard, not buried under account summaries.
Structured recommendations
Every suggestion is a typed action with a reasoning trace and a drafted payload — never free text. Nothing executes until you tap approve.
AI Advisor
Ask "when will I run out of cash?" or "can I hire another employee?" in plain language, grounded in your real forecast.
Bank connections via Plaid
Every account link goes through Plaid's hosted flow — never a custom form. We never see or store your bank login, and connections are read-only unless you explicitly approve an action.
Step-up security
Persistent sign-in for everyday use, with a fresh verification required before viewing full account numbers, connecting a new bank, or approving a payment.